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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

I have good experience with laka

5
I have good experience with laka Reviewed on: 16th September 2025
Waqas A's avatar
Waqas A

Transparent process & good insurance options

4
Easy to set up and I love the insurance options that can be modified throughout the year, as needed (third party; racing; international travel). The only thing I would like to see is an option for different levels of cover for different bikes. Not yet had to claim (may it stay that way) but happy with Laka so far :) Reviewed on: 16th September 2025
Jennifer H's avatar
Jennifer H

Clear communication, low cost, highly responsive.

5
Clear communication, low cost, highly responsive. Reviewed on: 16th September 2025
Gerry B's avatar
Gerry B

Super easy and feels fair to be part of this insuran...

5
Super easy and feels fair to be part of this insurance with a difference. Reviewed on: 16th September 2025
sarah's avatar
sarah

Customer Service team are great

4
Customer service team are great and really help. but what to be are in mind. The legal support is a complete con. They hand you over to no win no fee solicitors with no experience with cycling claims. They closed my claim even with the perpetrator pleading guilty in traffic courts. Laka choose to stick by their chosen legal advice. So I would say this is a grey area for Laka. Reviewed on: 16th September 2025
GFactor's avatar
GFactor

Professional claim once handled well by the Laka team

5
Professional claim once handled well by the Laka team Reviewed on: 16th September 2025
CM's avatar
CM

Very transparent service all insurance should be run...

5
Very transparent service all insurance should be running this way Reviewed on: 16th September 2025
Jeff 's avatar
Jeff

Easy UI, friendly staff, well priced, great cover

5
Easy UI, friendly staff, well priced, great cover Reviewed on: 16th September 2025
Rory's avatar
Rory

Good insurance provision for a reasonable cost.

5
Laka provides both assurance and insurance for my biking security. Cheaper than a number of other providers with hassle free customer service, Reviewed on: 16th September 2025
Paul R 's avatar
Paul R

Simple and efficient

5
I’ve used their services and it has been so easy and pain free Reviewed on: 16th September 2025
Ts 's avatar
Ts

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