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Lloyds Bank: Everyday credit cards reviews

Name: Everyday credit cards
Rating: 3.93 (60 reviews)

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3.93

Based on 60 reviews, last reviewed 12th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

12%

15%

Latest highest rating:

5

Application for a Balance Transfer Application for a Balance Transfer Reviewed on: 12th June 2025

Latest lowest rating:

2

What's the point? I applied for a credit card to pay HMRC. After I was approved I was told I had to wait till I received an offer before I could transfer the money into... Read more Reviewed on: 10th February 2025

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About this product

Lloyds Bank Everyday credit cards are designed for day-to-day spending.

You can add up to three additional cardholders, and use the card freeze option in the app to control when and where your card can be used. In the app you can also view your card details or get a PIN reminder when you need one.

Lloyds Bank Everyday credit card reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds Bank before, you can also leave a review and share your experience.

Lloyds Bank Everyday credit cards reviews (60)

Review of the Lloyds Bank, Everyday credit cards:

Avoid at all costs. Will waste your time.

I went through the online application for a bank account. I was asked to visit a local branch to verify my ID and residence address. It said that for the former a driver's license would suffice, whereas for the latter a tenancy agreement from a letting agency would work. After waiting for a considerable time, I've been told that noone at the branch recognizes my lettings agency. My letting agency is not even a mile away. I was adviced to go to another branch or to make a doctor's appointment, where a doctor could confirm my address (using my tenancy agreement as proof of address himself..). I tried various times to contact another branch about 20min by bike away, but noone picked up the phone. When I arrived there they told me that my tenancy agreement was fine, but they wouldn't accept my driver's license as ID, because it doesn't have an expiry date on it. Also, on my tenancy agreement the district was mentioned. On the online application that field was optional, so I left it out. Because of this, I had to redo the whole online application. Now I am back at the branch and even though it says nowhere that an appointment is necessary, they ask me to wait for 45mins until someone with the authority becomes available. tl:dr: Although it should be just a formality to open a bank account after the online application, the Lloyd's Bank knows how to waste your whole day, making up problems and regulations that where previously never mentioned. Reviewed on: 26th October 2018

Good Lloyd bank halifax

Good Lloyd bank halifax ghhvfffddgdffgcchhvgknvcfddfgggfdfgff Reviewed on: 18th March 2024

Not always the best interest

Not always the best intrest.Works well for me. Reviewed on: 15th February 2024

Lloyds

Highly recommend lloyds bank would not hesitate to use Reviewed on: 16th June 2023

Great service

It’s very useful and benefits to use it Really appreciate this service Reviewed on: 31st May 2023

Lloyds Bank

I have been a customer for over 10 years and I am very pleased to say that I am satisfied with customer service and support. Reviewed on: 6th April 2023

An Amiable defenced bank

So easy to use when looking at my account, transfering money, contacting the company etc. I wanted to put cash in, went into the bank itself and they asked necessary questions and in less than 15 minutes my money was in my account. Reviewed on: 10th March 2023

great credit card

Wonderful customer service, easy to use app Reviewed on: 12th February 2023

credit card review

very easy to use, efficient, no problems Reviewed on: 1st February 2023

Fair service

Lloyds helps me with with all my financial commitments Reviewed on: 8th August 2022

Not worth the effort

Applied, no option to add my wife as an authorised user and assigned a £1,100 credit limit when my avg. monthly credit card spend is £3k (reference agencies will show I have always been a credit card full payer with exemplary credit record and highly stable profile). Then had to wait for activation code in post but didn't work. After spending over 60 mins on phone with 4 agents, including fraud (OK, that's re-assuring) they had to order me another activation code through the post. So, just set myself up with on-line account which triggered several automated emails telling me things like my mobile / home phone numbers had been updated (they were the same numbers I used when applying). I finally got to a screen telling me to phone or go into branch to update my phone numbers. Nah! for a measly £1,100 credit limit I've finally run out of energy and enthusiasm for dealing with Lloyds Bank. Reviewed on: 12th March 2022

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