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London Capital Credit Union: Loans reviews

4.80
Based on 619 reviews, last reviewed 19th Jun 2026
48200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Functions as it should. Functions as it should. Good online app and information easy to access Reviewed on: 19th June 2026
Karen C's avatar
Karen C

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026
Tia 's avatar
Tia

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (619)

Easy access and wonderful product

5
Easy access and wonderful product Reviewed on: 5th June 2026

The saver loan has helped me to take control of my f...

5
The saver loan has helped me to take control of my finances , stabilize my situation, and built towards a better future. I am very grateful. They have really assessed me for who and where I am now. Feels great to be treated as a human being and not just a credit score. For the first time in my life, I feel like I am building healthy finances. Reviewed on: 5th June 2026

Its easy to naviogate the websitAn amazing experience

5
Its easy to naviogate the websit Reviewed on: 5th June 2026

You have helped me so much in hard times and helps m...

5
You have helped me so much in hard times and helps me with saving too! Reviewed on: 5th June 2026

Applying is easy and they will work with you whilst...

5
Applying is easy and they will work with you whilst they review your application. Reviewed on: 5th June 2026

I recently called on phone to apply for a lone.

5
I recently called on phone to apply for a lone. I was promptly attended to and got approval in space of 5minutes, I was not only excited that my loan went through but was equally impressed with the staff proficiency and professionalism of purpose dealing and relating with me all through the transaction, Thumbs-up for London Capital Credit Union! Reviewed on: 5th June 2026

Warm & Friendly,knowledge able with clear guideline...

5
Warm & Friendly,knowledge able with clear guidelines, I also like the savings plan. Reviewed on: 5th June 2026

Love it so far going really good

5
Love it so far going really good Reviewed on: 5th June 2026

Helpful and friendly

5
I had a positive experience with London Capital Credit Union. The loan application process was straightforward, and I found the communication clear and professional throughout. The team was helpful and kept me informed at each stage. I would recommend their services to anyone looking for a reliable and supportive lender Reviewed on: 5th June 2026

Appreciation.

5
I was a little worried I wouldn't have enough money whilst taking my family abroad and a friend introduced me to credit union. I applied for a loan and for the money to be taken from my wages each week. They accepted straight away and it made me feel 100 times better and I didn't even need it in the end. About to get another loan with them to sort the gardens out for the summer. Couldn't be more thankful. Reviewed on: 5th June 2026

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