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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Capital London are a trustworthy company

I recently needed a loan and Capital London were truly excellent from start to finish. Unlike other loan companies I've dealt with, they were genuinely understanding and took the time to listen to my situation. Every interaction was handled with the utmost professionalism no pushy sales tactics, just clear communication and real support. What really stood out was their interest rate which was significantly lower than what other lenders were offering. It made such a difference knowing I was getting a fair deal. If you're looking for a trustworthy, professional lender with competitive rates, I would highly recommend Capital London without hesitation. Reviewed on: 18th June 2026

unhelpful keep refusing my loan application, no prop...

unhelpful keep refusing my loan application, no proper paperwork, no statements, account name does not match account details and is a fraud Reviewed on: 18th June 2026

The right choice!

I have found the Credit Union an excellent source of support in making firm financial decisions for my personal needs. Reviewed on: 17th June 2026

I needed a loan to upgrade my car and the process wa...

I needed a loan to upgrade my car and the process was straitforward and easier. I was assessed and in less than a week my loan was approved with a good repayment plan. Reviewed on: 17th June 2026

Easy and supportive loan process

I found the loan application process straightforward and easy to understand. The staff were helpful, professional, and kept me informed throughout. The decision was made quickly, and the funds were provided when promised. Overall, I had a positive experience and would recommend London Capital Credit Union to others looking for affordable borrowing options. Reviewed on: 17th June 2026

Application for loan on 2 separate occasions which w...

Application for loan on 2 separate occasions which was easily accessible. Reviewed on: 17th June 2026

New to this, I’m still exploring options available.

New to this, I’m still exploring options available. Reviewed on: 17th June 2026

Good experience every time I have had to call.

Good experience every time I have had to call. Reviewed on: 17th June 2026

Excellent and affordable loan

Good customer service at all times. Reviewed on: 17th June 2026

Long term account holder

I've had an account for many years, it started as a loan and has since become a savings account.They've always been very helpful, and customer service has always been excellent. I've recommended them to family members who have all had positive experiences too Reviewed on: 17th June 2026

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