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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

I have always had a great experience with Credit union!

I have always had a great experience with Credit union! Reviewed on: 17th June 2026

Easy application

Application process was easy and fast,good interest rate,and it helps me to save money as well,thanks Reviewed on: 17th June 2026

I do not have the best credit and cannot really get...

I do not have the best credit and cannot really get loans credit union have helped me out every single time... its very easy to apply for a loan and i habe never had to wait for too long to receive my money thank you credit union ! Reviewed on: 17th June 2026

I applied for a loan with credit union as i wanted t...

I applied for a loan with credit union as i wanted to save as well, they were really helpful and I received the loan next day I believe Reviewed on: 17th June 2026

Never had a problem.

Never had a problem. Been with LCCU for a few years. Use to go inside and it was easy then and still no issues Reviewed on: 17th June 2026

Good service, loan application process was straight...

Good service, loan application process was straight forward. Only critic is interest rates are too high. Reviewed on: 17th June 2026

The application is very easy communication also great

The application is very easy communication also great Reviewed on: 17th June 2026

Fantastically easy to sign up and the way you put mo...

Fantastically easy to sign up and the way you put money aside whilst also paying off the loan. Fantastic process Reviewed on: 17th June 2026

Good apr, fast process!

Good apr, fast process! Highly recommended Reviewed on: 17th June 2026

Helper on emergency

I applied for a loan in an emergency where I was so desperate and London Capital Union came through for me making mine and my family's life at ease. The loan so much change in our lives as we are struggling with this economy. Thank you London Capital credit Union Reviewed on: 16th June 2026

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