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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.80
Based on 618 reviews, last reviewed 19th Jun 2026
48100% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service. Great service. Easy to use. Very convenient Reviewed on: 19th June 2026
MK's avatar
MK

Latest lowest rating:

1

I got rejected for a loan without being given a chan... I got rejected for a loan without being given a chance yet all of the recommendations said this was a really good company to go for because they don’t... Read more Reviewed on: 19th June 2026
Tia 's avatar
Tia
Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (618)

London Capital Credit Union is fantastic, very help...

5
London Capital Credit Union is fantastic, very helpful , always available to help customers Reviewed on: 5th June 2026
prakash k's avatar
prakash k

On Point

5
The interest on loans from London Capital Credit Union are very moderate and affordable. I have peace of mind because as I am paying back the loans, my savings are growing too. The decisions on the loans were made promptly and the money was disbursed to my bank account on time. The staff are always available to help. Everything is on point! Reviewed on: 5th June 2026
Adebimpe A's avatar
Adebimpe A

Good easy and quick

4
Good easy and fairly quick service to use Reviewed on: 5th June 2026
Michaela W's avatar
Michaela W

It was fast and very simple.

4
It was fast and very simple. Like that, the application process can be done online. Reviewed on: 5th June 2026
EW's avatar
EW

service was quick and considerate

5
service was quick and considerate Reviewed on: 5th June 2026
Louisa B's avatar
Louisa B

I am very grateful to the Credit Union for helping m...

5
I am very grateful to the Credit Union for helping me during a difficult time. When my sister passed away, I needed to travel to attend her funeral but did not have the money to buy a ticket. The Credit Union understood my situation and approved a loan quickly, allowing me to be with my family when they needed me most. The process was straightforward, and the staff were kind, understanding, and supportive throughout. Their help took a huge weight off my shoulders during an emotional and stressful time. I would highly recommend the Credit Union to anyone looking for financial support from an organisation that genuinely cares about its members. Thank you for helping me when I needed it the most. Reviewed on: 5th June 2026
Naz's avatar
Naz

My experience was fantastic.

5
My experience was fantastic. I receivedan answer regarding my loan within days. The money was in my account within hours once I had signed the agreement. Reviewed on: 5th June 2026
Peter 's avatar
Peter

IAM HAPPY TO GET A LOAN FOR THE FIRST TIME AND THE P...

5
IAM HAPPY TO GET A LOAN FOR THE FIRST TIME AND THE PROCESS WAS EASY AND DECISIONS FAST Reviewed on: 5th June 2026
NAGLAA SADIK AHMED MUSTAFA's avatar
NAGLAA SADIK AHMED MUSTAFA

Affordable loans with great features

5
Really straightforward process for requesting a loan and they offer significantly lower interest rates compared to most if not all commercial banks. One needs to be truthful about their full financial circumstances and they help you to save whilst repaying the loan. When your loan has been paid off, you will also have a pot of savings. Reviewed on: 5th June 2026
Tenz Tips's avatar
Tenz Tips

Wonderful discovery

5
I would tag my experince as a member of the union as the best because I was supported into saving, a practice that was never possible. I could not save a dime before now, but now, though littlr , it has been made possible and I am very happy about it.IT is also very easy to join and makes borrowing for urgent needs very easy, helping one not to desrately move around sourcing funds from loan sharks. Finally, it has a very reasnable interest rate of interest for its loan. Reviewed on: 5th June 2026
Comfort Oguche's avatar
Comfort Oguche

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