Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

My experience was flawless.

My experience was flawless. I applied and got approved quickly even if that was the first time I applied. Reviewed on: 6th June 2026

I had a great experience helpful staff.

I had a great experience helpful staff. I feel reliefed from the difficult situation I was in. Reviewed on: 6th June 2026

Helped me a lot during hard times

Helped me a lot during hard times Reviewed on: 6th June 2026

best eperience, was very quick and hassle free

best eperience, was very quick and hassle free Reviewed on: 6th June 2026

Needed a loan for a holiday and household stuff cred...

Needed a loan for a holiday and household stuff credit union helped me out a lot Reviewed on: 6th June 2026

Really good!

Really good! So affordable and they’re quite quick when you apply so only way 3 days before getting a decision Reviewed on: 6th June 2026

I save all year around for my girl birthday and you...

I save all year around for my girl birthday and you can take it out when ever you want to and it is in your account with in 24 hours or before,just a good way to save Reviewed on: 6th June 2026

I have been using LCCU for a few years recommended b...

I have been using LCCU for a few years recommended by my cousin. I have been able to reduce my debt and I am in a position where I am now able to save for a rainy day or for unexpected debt. I love that repayments for loans can be deducted through my work place Reviewed on: 6th June 2026

I highly recommend London Credit Union.

I highly recommend London Credit Union. Their loan interest rates are much lower than many other lenders, making their loans excellent value for money. One feature I particularly appreciate is the opportunity to save while repaying the loan. Once my savings exceeded the remaining loan balance, I was given the option to pay off the loan and apply for another one when needed. The direct payment system from my bank makes repayments simple and stress-free. London Credit Union is also a great option for people with poor or limited credit history, as making repayments on time can help build and improve your credit rating. Overall, they offer fair interest rates, flexible borrowing options, and excellent support. I would highly recommend them to anyone looking for an affordable and reliable lender. Reviewed on: 6th June 2026

They were very helpful and gave different options re...

They were very helpful and gave different options regarding loan repayments and saving at the same time, excellent experience. Thank you so much Reviewed on: 6th June 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from South Manchester Credit Union 4.90 from 447 reviews
Loans
from Koyo 4.11 from 2 reviews
Loans
from Capital Credit Union 4.89 from 757 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.69 from 1761 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub