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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.78 (822 reviews)

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4.78

Based on 822 reviews, last reviewed 16th Jul 2025

11% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

86%

11%

Latest highest rating:

5

I registered and was communicated with quickly I registered and was communicated with quickly Reviewed on: 16th July 2025

Latest lowest rating:

1

Unfair treatment of loan denial to a customer who ha... Unfair treatment of loan denial to a customer who has actively saved over a year without any withdrawal only to seek loan afterwards and its loan deni... Read more Reviewed on: 15th July 2025

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About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (822)

Customer service is amazing and very helpful

Customer service is amazing and very helpful Reviewed on: 20th June 2025

Haven't got anything negative to say and I will get...

Haven't got anything negative to say and I will get a loan soon Reviewed on: 20th June 2025

Accurate and efficient communication in a timely man...

Accurate and efficient communication in a timely manner. Reviewed on: 20th June 2025

It makes you even forget that you have an account.

It makes you even forget that you have an account. You don't need to withdraw money at anytime bacause you don't have the card on you Reviewed on: 20th June 2025

Easy to save, easy to borrow, great customer service...

Easy to save, easy to borrow, great customer service, what else can you ask for? Reviewed on: 20th June 2025

I have been with London capital union saving for man...

I have been with London capital union saving for many years. I have not had any bad experiences so far, whenever I need a loan it’s provided to me. The loan process is quick and runs smoothly. Reviewed on: 20th June 2025

Unreliable

Very poor...hard to get a loan..been refused a few times. Hence unreliable. Reviewed on: 20th June 2025

Reply from London Capital Credit Union Thank you for your feedback. We understand how disappointing it can be not to receive the outcome you were hoping for. Our loan decisions are based on two main principles: trust and affordability. We consider your income, as well as your total expenses and existing commitments, to ensure that any loan we offer is truly manageable and in your best interest. This does not mean that you cannot be offered a loan in the future should your circumstances change. Response date: 30th June 2025

Easy and Simple yet fulfilling!

Before joining LCC, I struggled to save a dime no matter the effort and strategy I use. It was until my wife spoke about LCC, then I decided to join. I'm happy I did because their various savings accounts for anything makes it simple and easy to reach goals money requires. Reviewed on: 20th June 2025

Review: How My Credit Union Has Been a Lifesaver...

Review: How My Credit Union Has Been a Lifesaver I honestly don’t know what I would do without my credit union. Over the years, it has saved me in so many situations, from unexpected expenses to everyday financial challenges. Especially with how unpredictable the economy has been lately, having a reliable place that truly understands and supports its members has made all the difference. Unlike big banks, my credit union feels personal. They genuinely care about helping people like me, not just profits. When I’ve faced emergencies, whether it was a car repair, medical bill, or a sudden drop in income, they’ve offered flexible loan options and advice that made tough times manageable. Their lower fees and better interest rates have also helped me save more and avoid costly charges. They provide financial education and resources that have empowered me to make smarter money choices. In today’s economy, with rising costs and uncertainty everywhere, having a credit union as a financial partner has been a real blessing. It’s more than just a place to keep money, it’s a community that looks out for you. I’m so grateful for their support, and I truly don’t know where I’d be without them. Reviewed on: 20th June 2025

Best credit union in the Uk user friendly and hightech

Best credit union in the Uk user friendly and hightech Reviewed on: 19th June 2025

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