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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

It really is helping me get into great credit score

5
It really is helping me get into great credit score Reviewed on: 8th July 2025

Building credit score

5
Really easy to use and already built up my credit score! Helps you keep on with maintaining your score and to better yourself with money. Reviewed on: 8th July 2025

I kind had no idea what this service was but custome...

4
I kind had no idea what this service was but customer services explained really well what it does and how it works. I was skeptical initially but they’ve done quite well to elaborate. Since I’ve signed up my score has gone up and I’ve been given card offers Reviewed on: 8th July 2025

Loqbox is an amazing credit score builder.

5
Loqbox is an amazing credit score builder. It has helped me get a credit card sooner than I thought. It gave me confidence to save for the family and future. I need not worry about getting a loan or mortgage. Loqbox get my back Reviewed on: 8th July 2025

Loqbox have been amazing for helping me grow my cred...

5
Loqbox have been amazing for helping me grow my credit score. I’m very grateful! Reviewed on: 8th July 2025

Helped me out, improved credit score

5
Helped me out, improved credit score Reviewed on: 8th July 2025

Great credit builder I would highly recommend

5
Great credit builder I would highly recommend Reviewed on: 8th July 2025

Really happy I came across loqbox, it’s really helpe...

5
Really happy I came across loqbox, it’s really helped me manage my money better. Reviewed on: 8th July 2025

Loqbox has helped me improve my credit score

5
Loqbox has helped me improve my credit score by 50 points in the past 3 months, the save and rent services are also great for tracking finances, i cannot recommend it enough Reviewed on: 8th July 2025

Expensive for not much in return

3
Expensive for not much in return Reviewed on: 8th July 2025