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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

My Experience with Loqbox

Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025

A really great inexpensive way to improve your credi...

A really great inexpensive way to improve your credit history when your score is stagnating. Also so easy to manage.. So far a brilliant experience. Reviewed on: 8th July 2025

Amazing support for customers looking to grow in life.

Amazing support for customers looking to grow in life. Reviewed on: 8th July 2025

Wonderful service. 5 Stars

Wonderful service. Great financial product. I have used this service to boost my credit score - and it works! Reviewed on: 8th July 2025

Illness created a poor credit profile but loqbox giv...

Illness created a poor credit profile but loqbox gives me the opportunity to help rebuild it. Awesome service Reviewed on: 8th July 2025

I love Loqbox, regular updated and useful tips that...

I love Loqbox, regular updated and useful tips that I can use to build my credit. Since signing up to them ive created a plan to rebuild my credit score based off the tips they give. Reviewed on: 8th July 2025

Since using loqbox I’ve noticed my credit score risi...

Since using loqbox I’ve noticed my credit score rising slightly Reviewed on: 8th July 2025

Good customer service, straightforward to use and wo...

Good customer service, straightforward to use and would recommend it to anyone wanting to build credit Reviewed on: 8th July 2025

Good experience

Easy to understand, simple to use and customer service great. Reviewed on: 8th July 2025

Loqbox is incredibly easy to use, has great service...

Loqbox is incredibly easy to use, has great service and improved my credit score from day one! Reviewed on: 8th July 2025

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