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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

It’s really good like I would defo recommend

It’s really good like I would defo recommend Reviewed on: 25th June 2025

Loqbox is helping me get my life back together!!

During COVID, I became a full time carer for my disabled step dad. I spent 3 years isolated and without any other human contact. During this time, I was paying off a phone bill. I got a letter to confirm that it had been fully paid off and thought nothing else of it. After my step dad passed away, I started trying to get my life back together. I checked my credit score and it had dropped from 900 to 300. It turns out that final payment never actually went through. I am looking to get a mortgage in the next couple of years and need to build my credit score up. No credit cards would accept me, and then I found loqbox. I have been with them for two months and my credit score has increased over 100 points. It is really motivating me and helping me to get my life back together :) Reviewed on: 25th June 2025

Excellent experience since the beginning

Excellent experience since the beginning Reviewed on: 25th June 2025

If you have poor credit score is one of the...

If you have poor credit score is one of the best app Reviewed on: 25th June 2025

Good credit builder .

Good credit builder . I got so many offers and seen my score going up soon after joining Reviewed on: 25th June 2025

Very good learning more and more about credit score...

Very good learning more and more about credit score and improving Reviewed on: 25th June 2025

informative, honest and detailed.

The service can be very effective if time and consideration is applied. Reviewed on: 25th June 2025

Amazing service and quick at sorting things!

Amazing service. It’s my second year of using it and have had no issues. If I’ve needed something from them, they are quick to respond! Reviewed on: 25th June 2025

It is a game changer!

I was told about Loqbox by my older sister who had been using it for over 2 years to help with her credit score and she said it had been a massive help for her. I have been using it myself for just over 1 year, I think its great that there are so many features on the website to help me learn more about finances and how to make smarter financial decisions. I highly recommend Loqbox! Reviewed on: 25th June 2025

Had good experience and I'm happy with the service

Had good experience and I'm happy with the service Reviewed on: 25th June 2025

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