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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Loqbox has honestly helped me so much,i’ve always st...

5
Loqbox has honestly helped me so much,i’ve always struggled with saving and my credit wasn’t great either, but this made it feel so easy and stress free. i actually feel proud seeing my progress every month. really recommend it if you want to build credit without overthinking it. it’s just been a lifesaver for me,honestly Reviewed on: 24th June 2025

Super easy to get setup and started.

5
Super easy to get setup and started. Early days but interested in really seeing how and when the builder begins to make an impact Reviewed on: 24th June 2025

Excellent way to save money I would recommend to all...

5
Excellent way to save money I would recommend to all My friends Reviewed on: 24th June 2025

I was recommended Loqbox by my sibling!!!

5
I was recommended Loqbox by my sibling and it has been the best service to save money and help my credit score. I’m in the process of purchasing my first home and Loqbox has helped me to get a better mortgage deal due to my credit score. Thank you Loqbox team! Reviewed on: 24th June 2025

It’s really helped me boost my credit score while’s...

5
It’s really helped me boost my credit score while’s also letting me save Reviewed on: 24th June 2025

So so good!

5
So so good!!!has helped me with my credit score so much. Thank you Reviewed on: 24th June 2025

Very helpful and boosts your credit score

5
Very helpful and boosts your credit score Reviewed on: 24th June 2025

It’s great to build credit score

5
It’s great to build credit score Reviewed on: 24th June 2025

Loqbox have really helped me build my credit, 2 year...

5
Loqbox have really helped me build my credit, 2 years ago I got into some financial difficulties and my credit rating dropped significantly..with the help of loqbox I’ve managed to increase it and I will continue to do so. I have also recommended loqbox to my family members, friends and work colleagues. Thank you Loqbox! Reviewed on: 24th June 2025

Top notch

5
It's a good way to save money and build your credit score Reviewed on: 24th June 2025