Smart Money People Logo

Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Transparency

4
I appreciate that lowbox helps me to improve my credit score tracking my rent and savings money and allows me to keep track of the expense of it all or the lack of it. Reviewed on: 23rd June 2025

Great service help with credit score

5
Great service help with credit score Reviewed on: 23rd June 2025

Still waiting for results , happy at the moment

5
Still waiting for results , happy at the moment Reviewed on: 23rd June 2025

Membership fee

4
Membership fee Increament without enough notice Reviewed on: 23rd June 2025

Helping me take positive steps in my financial future!

5
Loqbox has helped me in so many ways with my finances, learning about my financial future and helping me improve my credit and savings. I am incredibly grateful to have found this site and I would definitely and do recommend it to others. When I have had struggles with the site the customer team was quick to help me and went above and beyond to help get me on track and resolve the issue at hand, they were very nice while working with me. Reviewed on: 23rd June 2025

Great, really helped me to budget well

5
Great, really helped me to budget well Reviewed on: 23rd June 2025

Need to speak to someone about paying arrears

5
Need to speak to someone about paying arrears Reviewed on: 23rd June 2025

Made it easy to save money without thinking about it.

5
Made it easy to save money without thinking about it. Reviewed on: 23rd June 2025

It really helped me to improve my credit score.

5
It really helped me to improve my credit score. I really recommend this join now Reviewed on: 23rd June 2025

My experience with loqbox is so swift and easy.

5
My experience with loqbox is so swift and easy. It has helped me to grow the credit score and has also helped me to boost my saving habits. Thank you Reviewed on: 22nd June 2025