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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Easy application, customer service team are extremel...

5
Easy application, customer service team are extremely helpful. Couldn’t fault Reviewed on: 12th June 2025

they really helped me at my time in need.

5
they really helped me at my time in need. Reviewed on: 12th June 2025

great service

5
Always helpful and great service Reviewed on: 12th June 2025

All staff are usually very friendly and helpful

5
All staff are usually very friendly and helpful Reviewed on: 12th June 2025

Always happy to help can be hard to reach by phone b...

5
Always happy to help can be hard to reach by phone but can always get a response online Reviewed on: 12th June 2025

Great and seamless customer experience

5
Great and seamless customer experience Reviewed on: 12th June 2025

Credit union have been Amazing.

5
Credit union have been Amazing. When I was spiralling into debt they gave me a loan to repay my debts that no other lenders would now I’m on the road to being debt free. Reviewed on: 12th June 2025

I have been using credit union for a few years now a...

5
I have been using credit union for a few years now and it has benefited me in many ways from loans to savings which I can’t access till I’ve paid off my outstanding loan which is very helpful Reviewed on: 11th June 2025

No problems from start to finish, great company.

5
No problems from start to finish, great company. Reviewed on: 11th June 2025

Helped me out in a crucial time.

5
Helped me out in a crucial time. Will be forever grateful Reviewed on: 11th June 2025

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