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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

I have never been able to get a loan.

I have never been able to get a loan. but I have friends who have done great with Manchester credit loans Reviewed on: 11th June 2025

I've really appreciated having credit union as they'...

I've really appreciated having credit union as they've helped me with my saving and are very reliable Reviewed on: 11th June 2025

The loan helped me pay for car repairs, I’m really a...

The loan helped me pay for car repairs, I’m really appreciative Reviewed on: 11th June 2025

Never had any problems and they are always happy to...

Never had any problems and they are always happy to talk to you Reviewed on: 11th June 2025

No issues what so ever, amazing service

I have had zero problems with applying and receiving my loan. I had to ring up one time and to be honest i was met with a really lovely woman who didn’t hesitate to answer my question and point me in the right direction. Reviewed on: 11th June 2025

Excellent

Manchester credit union is great ! Excellent how you can get a low cost loan and save at the same time. Really helps when needed and then to have a little extra saved up in savings is very helpful. Reviewed on: 11th June 2025

Customer service

They’ve always resolved my matters in a timely manner however I do struggle with the app/website sometimes as I am unable to see the writing. Reviewed on: 11th June 2025

Easy application.

Easy application. Helped me out when I needed a payment break. Great communication. Reviewed on: 11th June 2025

Fast , Efficient and reliable

I have been a member for many years the staff and app are extremely efficient. Reviewed on: 11th June 2025

Amazing, they always let me withdraw when I’ve paid...

Amazing, they always let me withdraw when I’ve paid £150 off and it hits my bank straight away which helps a lot! I always recommend to family and friends. Reviewed on: 11th June 2025

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