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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester Union Credit is reliable support

5
Since I have joined Manchester Crédit Union, I have applied for three loans and was granted without a lot of bureaucracy. It is a liable support when you need urgent money to support your family. Reviewed on: 11th June 2025

i have used credit union for 8 years and never had a...

5
i have used credit union for 8 years and never had any issues, great service and lovely staff whenever i have had to phone up Reviewed on: 11th June 2025

Excellent service got the loan smoothly.

5
Excellent service got the loan smoothly. Specially the customer service amazing Reviewed on: 11th June 2025

Had Great Experience With Mcu Couldn’t Ask For Bette...

5
Had Great Experience With Mcu Couldn’t Ask For Better Loan Service Reviewed on: 11th June 2025

Great customer service

5
Very helpful on the phone and via emails. Guide you through the process of taking out a loan and are very clear with the interest Reviewed on: 11th June 2025

I've only ever had a great experience since I joined...

5
I've only ever had a great experience since I joined MCU. It's a great way to get you through tough times and I'd recommend it to anyone who is in need of finance help at short notice. With its low cost easy payment term's.. Reviewed on: 11th June 2025

nothing but great customer service always...

5
I get nothing but great customer service always get my questions answered in a proper and professional manner. Reviewed on: 11th June 2025

Very good service apart from take ages to answer pho...

5
Very good service apart from take ages to answer phone sometimes 10 times to get through other than that they are brilliant Reviewed on: 11th June 2025

Great company

5
I have been with MCU for many years and they have provieded me with an amazing service and have always beel clear and easy to access. Reviewed on: 11th June 2025

Never let me down once and if cannot help always hav...

5
Never let me down once and if cannot help always have a few other options to advise me upon Reviewed on: 11th June 2025