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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2130 reviews)

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4.94

Based on 2,130 reviews, last reviewed 15th Jan 2026

228% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had a single problem. Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2130)

Review of the Manchester Credit Union, Loans:

Manchester Credit Union 5 stars

Manchester Credit Union are amazing. Very helpful. Very quick Reviewed on: 16th May 2022

Why can’t I use savings to pay loan

I had £300 savings but you wouldn’t let me transfer them over off my loan so I was paying interest on a loan of £400+ when in fact if the savings were deducted I would only owe £50 and a lower interest too Reviewed on: 13th July 2025

Live savers when struggling with cost of living

I have had my amount for numerous year and I have had lots of loans (child benefit loan) and had no problem with payments as it is very fair to what you have to pay back. Even when I have been struggling they have allowed me to withdraw money from my savings too. Reviewed on: 13th July 2025

This account is very useful for emergencies for when...

This account is very useful for emergencies for when we are ever short on money. Reviewed on: 13th July 2025

Great loans and saving company, very straight forwar...

Great loans and saving company, very straight forward and easy to use. I rate them a 10/10 Reviewed on: 13th July 2025

Good benefits and drawbacks

Good service. Good for save money Reviewed on: 13th July 2025

Excellent customer focused team.

Excellent customer focused team. Approval was given with in as short period of time. Reviewed on: 13th July 2025

I love how I can save and pay my loan back at the sa...

I love how I can save and pay my loan back at the same time they don't put you in to debt they lend what you can afford and also you save what you can I love that Reviewed on: 13th July 2025

no hassle

Love the loans and the way up can top it up no hassle and in bank within minutes Reviewed on: 13th July 2025

Fantastic service polite friendly staff don't make y...

Fantastic service polite friendly staff don't make you feel.embarassed Reviewed on: 13th July 2025

Excellent Response

The Manchester Credit Union, when I needed financial help as member, They responded promptly. This was when fulfilled all the conditions. Reviewed on: 13th July 2025

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