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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2147 reviews)

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4.93

Based on 2,147 reviews, last reviewed 9th Feb 2026

181% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very gd had 2 loans now and also good that h can sav... Very gd had 2 loans now and also good that h can save aswell and take your savings out if u need that extra 10 all around had good experience Reviewed on: 9th February 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2147)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

It was a very easy process to join credit union, cus...

It was a very easy process to join credit union, customer service has always been excellent with quick responses Reviewed on: 14th July 2025

Very friendly staff and quick process

Very friendly staff and quick process Reviewed on: 14th July 2025

Worries reduced and very satisfied

I was made aware about the family revolving loan and Christmas saver soo I applied with no hassle, very straight forward and not only has this loan helped me in many ways but also I am saving at the same time ready for expensive periods of the year Reviewed on: 14th July 2025

Credit union

I dont think I could off got through covid without credit unions help they are great people very friendly and they know what they are doing very experienced and if you do a mistake they let you know and how to do it very good company to be with I have never had any issues with them glad that I joined them. Reviewed on: 14th July 2025

Always there to help you straight away

Always there to help you straight away Reviewed on: 14th July 2025

Since joining credit union I have to say they are am...

Since joining credit union I have to say they are amazing! Great service you get from credit union always there if you need them Reviewed on: 14th July 2025

Safe and secure loan

Safe and secure loan, it feels safe to lend money, then only time I've ever felt that Reviewed on: 14th July 2025

Easy to use, love the new app update makes it easier...

Easy to use, love the new app update makes it easier to top up your loan and withdraw immediately, i use this all.tbe time and really.helps when I'm in a tough sopot Reviewed on: 14th July 2025

Amazing ! Deffo recommend

Manchester credit union are amazing they offer different loans. They offer one called a family loan which is really really beneficial for parents who are struggling as they can get this it doesn’t matter on your credit etc and it’s payed back through child benefit automatically so you don’t have to worry about missing payments it’s an amazing option for parents that struggle but have a bad credit score Reviewed on: 14th July 2025

Great app

Love the new app, it's so easy to use and get ur money into ur bank straight away. Reviewed on: 14th July 2025

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