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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very happy with the service

There are very helpful and very handy to have Reviewed on: 11th June 2025

My loan experience

When I got my loan, the agreed payments were managable. It is an easy process. Getting my child benefit paid directly to them means I dont have to worry about due dates or missed payments. Also putting a small amount in saving each payment date increases the money saved. It is that small an amount you dont even miss it. Reviewed on: 11th June 2025

Teally good on phone wen anybproblems

Teally good on phone wen anybproblems Reviewed on: 11th June 2025

I have been with them for a while now and I have nev...

I have been with them for a while now and I have never had a problem they are always accommodating and always happy to help Reviewed on: 11th June 2025

I’ve been using MCU for years now.

I’ve been using MCU for years now. The staff are friendly and the services are easy to access. App is very user friendly too! Reviewed on: 11th June 2025

GREAT SERVICE 5*

Was very unsure about MCU before I applied. I was told about this by a friend. It’s a great way to save money and even withdraw when £150 is reached. Would highly recommend to family and friends in the future! In a way it’s giving me financial freedom to be able to save as much money as I can! Also the lottery is great, I haven’t won yet but maybe I’ll get some luck in the future! Reviewed on: 11th June 2025

Easy to use, customer service easily accessible

Easy to use, customer service easily accessible Reviewed on: 11th June 2025

Customer service

Very polite customer service excellent and very helpful Reviewed on: 11th June 2025

I've had a credit union account for 14 years

I have had a credit union account for nearly 14 years. Credit union is the only way ever been able to have savings because of how the system works, which is great for me as a single mum it helps with the cost of Christmas. The loan application is so easy to do and can all be done online from the comfort of your own home.The customer service is amazing. Reviewed on: 11th June 2025

Never have any problems really lovely

Never have any problems really lovely Reviewed on: 11th June 2025

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