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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great for when we’re in need of a family loan

Great for when we’re in need of a loan that’s not adding interest Reviewed on: 11th June 2025

I've had no problems with credit union at all since...

I've had no problems with credit union at all since I signed up a few years back Reviewed on: 11th June 2025

I needed a Loan and manchester credit was really hel...

I needed a Loan and manchester credit was really helpful and it didn't take long . Also the savings account they set up is brilliant too Reviewed on: 11th June 2025

Great service

I have been using Manchester credit union for many years and it has always been a really straight forward process. Quick and easy Reviewed on: 11th June 2025

Credit union is very easy to use and navigate on th...

Credit union is very easy to use and navigate on the app and website, great rates Reviewed on: 11th June 2025

Loan for a car

I’m a young adult I wanted a loan for a new car and Manchester credit union supported me with my request. They were very helpful in explaining payment plans and saving along side paying them back. I would highly recommend using there service for their amazing customer service and quick response with any questions or issues. Reviewed on: 11th June 2025

Very easy process with a fast response.

Very easy process with a fast response. Easy to apply. Very happy. Reviewed on: 11th June 2025

Lovely people very understanding

Lovely people very understanding Reviewed on: 11th June 2025

Family loans

Credit union family loans have really helped me through hard times. Reviewed on: 11th June 2025

Very quick decision and fast to pay money , would hi...

Very quick decision and fast to pay money , would highly recommend Reviewed on: 11th June 2025

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