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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Customer service have been amazing since day one on...

5
Customer service have been amazing since day one on both phone calls and online chat and email! Always answer any enquiries or questions I have fast response always! Reviewed on: 11th June 2025

Was really quick and easy and friendly staff

5
Was really quick and easy and friendly staff Reviewed on: 11th June 2025

Best credit agency going as far as im concerned

5
I could not do without credit union once you get upto 150.00 pounds you can apply again and they have made it much much easier than before all done on the app and the money is in your bank nearly straight away brilliant service they have saved me loads off times really glad I joined them. They don't charge you loads of interest as well great company recommend to anyone one who needs that little bit off help now and again. Reviewed on: 11th June 2025

Absolutely amazing if needed to pay stuff off or hel...

5
Absolutely amazing if needed to pay stuff off or help with money expenses Reviewed on: 11th June 2025

I’ve been with credit union for 7 years now, always...

5
I’ve been with credit union for 7 years now, always reliable and no nonsense lenders. Can always count on them for excellent customer service. Thank you Reviewed on: 11th June 2025

Is helpful when i need it the money for pay the bill...

5
Is helpful when i need it the money for pay the bills and home Reviewed on: 11th June 2025

Credit Union is a great place for savings and loans...

5
Credit Union is a great place for savings and loans well helpful helped me out a very lot paid off my debts with hardly any interest like I was paying each month Reviewed on: 11th June 2025

Amazing services , amazing support

5
Amazing services , amazing support Reviewed on: 11th June 2025

Applied for a loan and it was a quick and easy exper...

5
Applied for a loan and it was a quick and easy experience. Very happy Reviewed on: 11th June 2025

Highly reccommend

5
I have always had positive communications and efficient service from MCU Reviewed on: 11th June 2025