Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Brilliant never any problems.

5
Brilliant never any problems. Communicate well and help when they can Reviewed on: 11th June 2025

Manchester Credit Union is the Best

5
The costumer service is amazing always responsive and also i think that this opurtinity to have a loan with manchester credit union helps alot to the families Reviewed on: 11th June 2025

Stress free lending

4
App is very accessible. I was able to apply for a loan and pay back through my monthly wage. It helped me consolidate debt and took away a lot of stress. Having the repayment come out at source means I don't have to worry about making payments on time. I would recommend the service to friends and colleagues Reviewed on: 11th June 2025

Manchester Credit Union acted fast in replying to my...

5
Manchester Credit Union acted fast in replying to my request for a consolidation loan. They came up with an affordable monthly payment. Very efficient and polite staff Reviewed on: 11th June 2025

Very easy to use and very helpful staff with good cu...

5
Very easy to use and very helpful staff with good customer service, when I have had to ring up and ask for something. Reviewed on: 11th June 2025

Whole process is really easy..

5
Whole process is really easy and the help chat thing really helped explained everything and helped me understand better with clear responses and explanation of what I needed to do Reviewed on: 11th June 2025

Love using credit union helps me out a lot.

5
Love using credit union helps me out a lot. Great service. Reviewed on: 11th June 2025

They are amazing defo recommend

5
They are amazing always there to help everyone Reviewed on: 11th June 2025

New here and I love it!

5
New here and I love it! Amazing I would definitely recommend this to other families ! Reviewed on: 11th June 2025

Good company worry good

5
Good company thank you for sharing Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products