Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

View other Manchester Credit Union products

4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Being a single mum to a child with additional needs...

Being a single mum to a child with additional needs and other healthcare issues finding a suitable job that can help with the up keeping of monthly housing costs can be hard if it wasn’t for Manchester credit union and there loan scheme I wouldn’t have been able to get through the last 12 months Reviewed on: 11th June 2025

Always helped me out financially think it’s a brilli...

Always helped me out financially think it’s a brilliant way to save too for those who can’t in general Reviewed on: 11th June 2025

Always polite and respectful, easy to apply

Always polite and respectful, easy to apply Reviewed on: 11th June 2025

Very helpful great service overall

Very helpful great service, and very fast problem solving Reviewed on: 11th June 2025

Very good always a big help, when phoning to custome...

Very good always a big help, when phoning to customer service is brilliant never had a problem Reviewed on: 11th June 2025

Fantastic as always, never lets me down

Fantastic as always, never lets me down Reviewed on: 11th June 2025

Super helpful in time of need

I love the new feature of revolving credit it makes applying for a loan super easy and there’s no waiting for approval. I also love the fact that after paying off a certain amount you can top up. Reviewed on: 11th June 2025

Very easy process, helpful advisors over the phone.

Very easy process, helpful advisors over the phone. Reviewed on: 11th June 2025

Very easy to use fast and a good way to save without...

Very easy to use fast and a good way to save without noticing Reviewed on: 11th June 2025

Always available when ive paid it back and its alway...

Always available when ive paid it back and its always affordable Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from CU Loans (inactive company) 4.67 from 2 reviews
Crowdfunding
from Emerging Crowd 0.00 from 0 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub