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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Absolutely fantastic team always really helpful

Absolutely fantastic team always really helpful Reviewed on: 1st May 2025

Always on hand to solve any issues (which is rare).

Always on hand to solve any issues (which is rare). Handy way to keep ontop of your loans and savings in the app, all around great service! Recommended to many friends and family. Reviewed on: 30th April 2025

I love Manchester credit and proud to be a member

I use to use my credit union all the time and I have to say I cannot fault them and I see they are still giving even more to there customers I’m very proud to say I still have my account and they give a fabulous service to everyone Reviewed on: 26th April 2025

Same day loans

I applied for a loan on line it was sorted I a few hours. Reviewed on: 25th April 2025

They were very helpful in branch

They were very helpful in branch Reviewed on: 23rd April 2025

Christmas and birthdays can be really tough to save...

Christmas and birthdays can be really tough to save for on a low income, with the family loan and small savings they put aside for me is a huge help. The payments are fast, and when I have needed further assistance their chat service is great. Reviewed on: 18th April 2025

The overall experience was very smooth and easy howe...

The overall experience was very smooth and easy however, the only downside was the response time as it did take about a week to hear back but apart from that there were no issues. Reviewed on: 16th April 2025

I've been a Credit Union member for years and the se...

I've been a Credit Union member for years and the service is always fantastic; very prompt and great loan rates. Reviewed on: 16th April 2025

Fantastic staff and service at Manchester Credit Union

I have a savings account with MCU and have been with them for many year's. I also renew my loan with them every year and they are with you every step of the way. The staff are all very helpful and lovely. Reviewed on: 15th April 2025

Excellent

I was in shock to see faster and cooperative they are i can 100% recommend and I am very happy Reviewed on: 14th April 2025

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