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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

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4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Best credit union Manchester

Ever since joining Manchester credit union I have been able to save money and get a top up if need be, that’s what makes it great. Reviewed on: 19th May 2022

Recommend highly

I would recommend manchester credit union! The staff are friendly helped me out alot! Reviewed on: 19th May 2022

Good

Very helpful when needed.100% recommend.Good for saving up some funds. Reviewed on: 19th May 2022

Excellent service and all ways willing to help and give advice !

Found out about credit union around 5/6 years ago and have never looked back , stared off with £200 credit and worked my way up to about £1000 credit every Christmas now Reviewed on: 19th May 2022

Quick and friendly staff

I have been with credit Union for around 10 years. They have been helpful and efficient with dealing with a number of different queries I’ve had and all have been resolved quickly. I will always use credit union. Reviewed on: 19th May 2022

Amazing company

Credit union are fast effective when dealing with any issues the staff are kind and caring when dealing with customers I would definitely recommend this service to family and friends x Reviewed on: 19th May 2022

Helpful

Very easy and helpful in both saving wise and the initial lump sum which helped with debts Reviewed on: 19th May 2022

Friendly,reliable and helpful

Friendly staff always ready to help, in over 10years with SMCU ,I've always been supported and joining them was of great assistance in managing my finances. Reviewed on: 19th May 2022

Excellent

MCU are great as they offer interest free loans which is helpful to people like myself who have families. Never had issues with them! Would definitely recommend! Reviewed on: 19th May 2022

Fantastic customer experience

Great financial help and savings. Would recommend to all my friends and family Reviewed on: 19th May 2022

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