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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2155 reviews)

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4.93

Based on 2,155 reviews, last reviewed 23rd Feb 2026

93% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Helpful and understanding They are very understanding and help you the best they can and also are very fast with transactions and loan approvals on a weekday of course. Would h... Read more Reviewed on: 23rd February 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2155)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Excellent customer focused team.

Excellent customer focused team. Approval was given with in as short period of time. Reviewed on: 13th July 2025

I love how I can save and pay my loan back at the sa...

I love how I can save and pay my loan back at the same time they don't put you in to debt they lend what you can afford and also you save what you can I love that Reviewed on: 13th July 2025

no hassle

Love the loans and the way up can top it up no hassle and in bank within minutes Reviewed on: 13th July 2025

Fantastic service polite friendly staff don't make y...

Fantastic service polite friendly staff don't make you feel.embarassed Reviewed on: 13th July 2025

Excellent Response

The Manchester Credit Union, when I needed financial help as member, They responded promptly. This was when fulfilled all the conditions. Reviewed on: 13th July 2025

Absolutely great with money.

Absolutely great with money. They have always accommodated my needs and helped me if if I needed to withdraw from my savings and from my revolving credit. They are an absolute life saver !! Reviewed on: 13th July 2025

This has helped out last minute when needed.

This has helped out last minute when needed. It’s great value I don’t feel like I’m loosing out on money while paying it back. Reviewed on: 13th July 2025

Excellent service

Always been quick and very helpful when dealing with MCU staff Reviewed on: 13th July 2025

Bee loan

Had quite a number of bee loans via my employer. All runs smooth. Good service and all staff very helpful when I contact them. And the app is very good. Very pleased with service Reviewed on: 13th July 2025

Received promptly when asked for loan.

Received promptly when asked for loan. Can select how much to pay back. Reviewed on: 13th July 2025

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