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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

All great

great service everything can be done online Reviewed on: 19th May 2022

Superb!

Great service, completely stress free, very helpful staff and really well managed service! I wish I had known of MCA a very long time ago, I would have avoided a lot of these terrible companies. I feel well looked after, it’s easy to communicate, your advised well, should you get in financial trouble, the rate is amazingly good, it’s almost unbelievable! A company that truly puts you first! Thank you for your service Reviewed on: 19th May 2022

Easy to use

Great value & customer service, no messing Reviewed on: 19th May 2022

Amazing customer service

Everytime I have used Manchester credit union for a loan/ top up loan I always received great customer service with friendly staff and quick replies I have recommended them to friends and family. I found out about Manchester credit union through a friend as she has had a great experience with them herself Reviewed on: 19th May 2022

Reassuringly trust worthy

Best reliable reasonable secure company Reviewed on: 19th May 2022

Excellent service

I have been with mcu for around 4 years now they are always happy to help and deliver a very freindly service Reviewed on: 19th May 2022

Fabulous service and staff

Always helpful, great customer experience and service Reviewed on: 19th May 2022

Love the Manchester Credit Union, great customer support and the app is simple and straight forward!!

I've been a member of Manchester Credit Union for a few years now. I have nothing but positive regard for MCU, they are a safe, secure trust worthy service. Reviewed on: 19th May 2022

Excellent customer service.

Very efficient service and prompt response to customers request Reviewed on: 19th May 2022

Great service!

Really friendly & nomprobs so far. Reviewed on: 19th May 2022

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