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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

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4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2172)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Amazing customer service

Everytime I have used Manchester credit union for a loan/ top up loan I always received great customer service with friendly staff and quick replies I have recommended them to friends and family. I found out about Manchester credit union through a friend as she has had a great experience with them herself Reviewed on: 19th May 2022

Reassuringly trust worthy

Best reliable reasonable secure company Reviewed on: 19th May 2022

Excellent service

I have been with mcu for around 4 years now they are always happy to help and deliver a very freindly service Reviewed on: 19th May 2022

Fabulous service and staff

Always helpful, great customer experience and service Reviewed on: 19th May 2022

Love the Manchester Credit Union, great customer support and the app is simple and straight forward!!

I've been a member of Manchester Credit Union for a few years now. I have nothing but positive regard for MCU, they are a safe, secure trust worthy service. Reviewed on: 19th May 2022

Excellent customer service.

Very efficient service and prompt response to customers request Reviewed on: 19th May 2022

Great service!

Really friendly & nomprobs so far. Reviewed on: 19th May 2022

When in NEED,

Ive found it very good.Ive been stuck for money a few times,and can always depend on Credit Union. Reviewed on: 19th May 2022

Great!

Myself and my friends absolutely love credit union always there when you need it and great customer service. Reviewed on: 19th May 2022

Best loans

Really helpful with what loan you need and easy to contact.also helpful with payment dates and if you need to change due to circumstances.helps build credit score for young people .also helps you save aswell as paying back your loan . Reviewed on: 18th May 2022

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