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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Credit union really help me

5
Really brilliant loans easier to afford. Reviewed on: 18th May 2022

Fantastic

5
Fantastic service and very fast friendly service, I always use them Reviewed on: 18th May 2022

Great service

5
Very convenient service. Online and face to face systems are great. Reviewed on: 18th May 2022

Reliable bond

5
Manchester credit union is customer friendly and helpful. Great interest rate. Reviewed on: 18th May 2022

Manchester Credit Union

5
I'm a nurse and signed up through the NHS. The money I save each month come straight out of my salary so I feel like I don't miss it. Although if I do need to dip into it, I can transfer a sum from the credit union and it appears instantly in my current account. It allows me to save for treats for the family and secret birthday or anniversary gifts for my husband who would notice me spending from our joint account! This year I am saving a small amount towards Christmas. I can't dip into this so I know I will have a little nest egg built up for December. It is a very easy and flexible way to save but with access if needed. Any dealings I have had have been dealt with quickly and efficiently by the knowledgeable, efficient and friendly staff. Would recommend to anyone. Reviewed on: 18th May 2022

Brilliant when in need

5
Help me put over Xmas time good experience Reviewed on: 18th May 2022

Fantastic service

5
Always been fast friendly and efficient Reviewed on: 18th May 2022

Affordable family friendly loans

5
Manchester credit union are family friendly and very helpful with pointing you in the right direction for affordable loans Reviewed on: 18th May 2022

Great service

5
Friendly staff, easy to use website Reviewed on: 18th May 2022

Nice

5
Fantastic all stafe profetional i love this company Reviewed on: 18th May 2022

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