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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very professional company

5
I have had previous family loans to help me put in the past which he helped me well , it’s affordable way of saving and paying off also recommend Reviewed on: 18th May 2022

Amazing service!!

5
Amazing service! Quick response and always happy to help. I would highly recommend. Reviewed on: 18th May 2022

Fantastic service!

5
The manchester credit union is a brilliant service and I would highly recommend. Reviewed on: 18th May 2022

Excellent and Professional

5
I am always treated with respect, sensitivity and professionalism. I was recommended to CU and it has helped budget better. Reviewed on: 18th May 2022

Saving initiative

5
Excellent customer services , transparency and visibility Reviewed on: 18th May 2022

I recommend for everyone

5
The life is sometimes up. and down. And sometimes you need help with everyday living cost or Holliday for your kids or maybe something. broke dawn. in your home or whatever happens the Manchester credit union is there happy to. help. Reviewed on: 18th May 2022

Very easy to deal with

5
Used credit union for a few years now and it always helps me out and also saves for me at the same time, convenient and easy process. Reviewed on: 18th May 2022

Life made easy

5
The company is a life saver and made loan repayment so easy Reviewed on: 18th May 2022

Fantastic Affordable Fast Service

5
I was paying ridiculous amount of interest with shop credit accounts compared to my loan with Manchester credit union , I was helped along the application stages by Barbara who always responded to my emails and queries in a timely professional manner .Manchester credit union has enabled me to lead a life with much less worry and also having the great pleasure of knowing once my Lon is replied I will have savings as the scheme requires you to save for future which I feel helps people stop the vicious circle of debt .There is no other loan service like this. Reviewed on: 18th May 2022

Firstclass

5
I save reg I applied for a loan was accepted no probs Reviewed on: 18th May 2022

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