Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,176 reviews, last reviewed 17th Mar 2026
27% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good loan provider Fast service. Everythink you can do online no waisting time to go somewhere. Good percentage of borrowing money. Reviewed on: 17th March 2026
Aniela P's avatar
Aniela P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2176)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Life made easy

5
The company is a life saver and made loan repayment so easy Reviewed on: 18th May 2022

Fantastic Affordable Fast Service

5
I was paying ridiculous amount of interest with shop credit accounts compared to my loan with Manchester credit union , I was helped along the application stages by Barbara who always responded to my emails and queries in a timely professional manner .Manchester credit union has enabled me to lead a life with much less worry and also having the great pleasure of knowing once my Lon is replied I will have savings as the scheme requires you to save for future which I feel helps people stop the vicious circle of debt .There is no other loan service like this. Reviewed on: 18th May 2022

Firstclass

5
I save reg I applied for a loan was accepted no probs Reviewed on: 18th May 2022

super quick and easy

5
They helped me brilliantly when I applied for a family loan l, it was so easy and understanding. Reviewed on: 18th May 2022

Great credit union

5
Kept well informed easy to deposit good web site Reviewed on: 18th May 2022

Excellent service

5
Amazing company always there when I need a little extra help. Reviewed on: 18th May 2022

By the people, for the people!

5
I can access my account/savings at any time of the day through the online app. There’s also lots of offers that encourage saving and you are able to get access to loans that you may not be able to get through your usual high street bank. Would highly recommend to others too! Excellent service for the communities. Reviewed on: 18th May 2022

Fantastically brilliant credit union

5
My experience over the years has been ABSOLUTELY good! Reviewed on: 18th May 2022

Perfect Credit Union

5
Have saved with a gold saver, Christmas saver and instant access savings account. Staff always helpful. Online account management is easy to use. Very happy with service and I know my money is safe Reviewed on: 18th May 2022

Amazing

5
They are really positive with customer service they go out their way to help others and take their time to enjoy what they need to do and what they can achieve when people smile laugh and get the help Reviewed on: 18th May 2022