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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2177 reviews)

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4.93

Based on 2,177 reviews, last reviewed 17th Mar 2026

30% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Amazing friendly. Staff. Easy. To complete for a lone.

Amazing I save an get line at same time x Reviewed on: 18th May 2022

Amazing.

Repaying loans is so easy and affordable . Also had to escape an abuse I’ve relationship few months ago and they helped me with some money to do that. Can’t recommend them more ❤️ Reviewed on: 18th May 2022

Savings Institution

I wanted to start saving and MCU allowed me to quickly and easily begin saving online. Reviewed on: 18th May 2022

Genuine supportive caring organisation

MCU are brilliant. I had a couple of loans when I was a single parent. I always appreciated and felt confident I would never be persuaded to over-borrow. Now I save regularly which is great for life events, Christmas etc Reviewed on: 18th May 2022

Great for savings. Great for Loans

Been saving with Manchester Credit Union for a while now but needed a loan to install Loft insulation. Loan was approved in a matter of hours with a very easy online process and the money was in my Bank Account the same day. Reviewed on: 18th May 2022

Friendly customer service, helpful, great way of saving, efficient and quick response

Never had a problem and always there for my needs, brilliant Reviewed on: 18th May 2022

Five Star Service

I can highly recommend MCU. They provided a quick and efficient application process, and answered all my questions swiftly. Great service throughout the process. Thanks MCU team! Reviewed on: 18th May 2022

Great service

Manchester credit union gives options to single parents who may not have the best credit rating, as they know they can trust the child benefit repayments. I've recommended them to several other mums, and was told by a fellow mum about it myself. It has been a life saver. Reviewed on: 18th May 2022

A weight off my shoulder!

Manchester Credit Union have been fantastic with me since joining them. The process to apply for a loan was quick and simple. MCU have been able to help me out tremendously with being able to not only just help back pay my loan off but to help me save too. I have been with MCU for over 2 years now and have never had any problems when it comes to applying, re-paying, and saving. It’s easily accessible for a person such as myself who suffers with anxiety and doesn’t make a decent enough income for me and my child. Being eligible for such a quick and easy loan took a huge weight off my shoulders and I will continue to use their services for as long as I need to. Reviewed on: 18th May 2022

Amazing

They are very helpful through everything that needs to be dealt with would recommend to anyone Reviewed on: 18th May 2022

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