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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Quick easy and convenient

Really helped initially with the first loan then helped to maintain savings once the loan was repaid Reviewed on: 18th May 2022

Easy, friendly service

Manchester credit union is so easy to use and as it is deducted from your wages prior to back it is barley missed and then a nice saving wallet when you need the cash for a treat or essential. Highly recommended by myself. Also I must add easybto withdraw when required Reviewed on: 18th May 2022

User friendly App

Very pleased with the continual improvements in the App such as the ability to move money in realtime instant fashion, just like online banking. Jumped on the Xmas Saver scheme initiative this year and glad I did. Reviewed on: 18th May 2022

Excellent

I’ve always had good experiences here and there always professional and happy to help Reviewed on: 18th May 2022

Best union loan

Found the whole process easy to get through. No problems toppi g up loan when I've needed to and the staff I spoke to during my initial sign up were brilliant Reviewed on: 18th May 2022

Excellent and Efficient

Every time I contact MCU and ask for support they deal with my request immediately and are able to sort it very quickly. Reviewed on: 18th May 2022

Really helpful

I've been saving with MCU for a while now and when I needed a loan they were the only place I could borrow from. The entire account set up has been so easy. I have told a few people to open an account. Reviewed on: 18th May 2022

Amazing service

You guys give a very good service when dis i withdraw my money when I need I got very very quickly Thank for your world best service. Reviewed on: 18th May 2022

Always polite helpful and enjoy there job

Eager to help when they can give fantastic advice Reviewed on: 18th May 2022

Reliable and very helpful

Manchester credit union is a credible, reliable, helpful and efficient organisation. With good professionals. Reviewed on: 18th May 2022

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