Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,177 reviews, last reviewed 17th Mar 2026
20% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026
Laura k's avatar
Laura k

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Really helpful

5
I've been saving with MCU for a while now and when I needed a loan they were the only place I could borrow from. The entire account set up has been so easy. I have told a few people to open an account. Reviewed on: 18th May 2022

Amazing service

5
You guys give a very good service when dis i withdraw my money when I need I got very very quickly Thank for your world best service. Reviewed on: 18th May 2022

Always polite helpful and enjoy there job

5
Eager to help when they can give fantastic advice Reviewed on: 18th May 2022

Reliable and very helpful

5
Manchester credit union is a credible, reliable, helpful and efficient organisation. With good professionals. Reviewed on: 18th May 2022

Excellent service

5
Excellent customer service, always happy to help Reviewed on: 18th May 2022

Really helpful

5
Quick and easy to apply. Reloan is quick online and straight into bank Reviewed on: 18th May 2022

so helpful when i'm tuff situations

5
very help ful fast responses always polite Reviewed on: 18th May 2022

Brilliant

5
Brilliant at helping you with whatever you need and lovely customer service Reviewed on: 18th May 2022

FANTASTIC CREDIT UNION

5
THEY ARE ALWAYS FAST AND EFFICIENT Reviewed on: 18th May 2022

Quick ,easy, professional,

5
I applied for a loan.. I was given straight forward instructions to follow.. I completed and I was eligible for a for a loan . I received the full payment the same week .. It was stress free and the staff have always been friendly and helpful. Five star rating from me .. Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products