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Manchester Credit Union: Loans reviews

4.93
Based on 2,178 reviews, last reviewed 18th Mar 2026
20% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2178)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Helpful and caring for everyone

5
MCU has helped my family to keep on living a decent life through there low, interest timely loan given to us more than 3 times. Reviewed on: 18th May 2022

Great Financial Union with customer friendliness

5
Manchester Credit Union customer friendly and willing to assist and support. Reviewed on: 18th May 2022

Best credit and savings facility on the market

5
Always helpful, great way to borrow and save and really do listen when you need to borrow. Wouldn't go elsewhere Reviewed on: 18th May 2022

Great service, great staff !

5
Always easy, super fast transactions very happy Reviewed on: 18th May 2022

Quick service and fair

5
Great company. Really helped me out through the years. Very quick service and replies. Very friendly staff in my local branch. Reviewed on: 18th May 2022

Brilliant

5
Brilliant company easy to talk to, never make you feel uncomfortable, easy to use Reviewed on: 18th May 2022

Fantastic service

5
Manageable repayments and always comes in handy Reviewed on: 18th May 2022

Friendly and fair

5
A great way to save and borrow if needed Reviewed on: 18th May 2022

Great company

5
They go above and beyond to help you Reviewed on: 18th May 2022

The best way to lend money!

5
It was the fastest and most efficient application I have ever done, the staff were understanding and professional. I would t ever use anyone else to borrow money from now. Reviewed on: 18th May 2022