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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Manchester Credit Union

5
They are so kind and welcoming to their customers, help them with whatever they need. Reviewed on: 18th May 2022

Best credit union Ive used

5
Best credit union I’ve used. I’ve used a few. Reviewed on: 18th May 2022

Manchester credit union family loan services

5
Manchester credit union has been very helpful when I have needed extra cash for a special occasion for my family and as it 0% interest I can’t get into anymore debt plus paying through CB I can never miss a payment and also helps me to save Reviewed on: 18th May 2022

Just amazing

5
Everyone is amazing they are so helpful Reviewed on: 18th May 2022

Good customers service and support

5
Whenever I ring, the staff are quick to help and resolve the issue. Reviewed on: 18th May 2022

MCU have been really brilliant since the moment I became a member!

5
MCU have been brilliant with me from becoming a member to now. They have made sure everything I have done with them has been affordable and have just been really lovely go deal with, without judgement too! Very very happy customer Reviewed on: 18th May 2022

Excellent service

5
Greatful for this service. Been with CU for years.! Definitely recommend! Reviewed on: 18th May 2022

Value And Excellance

5
I would like to say that Credit Unions rates are simply the best and the ease it is to apply is fantastic always get a quick response Reviewed on: 18th May 2022

Amazing help

5
Happy with my outcome was quick and easy Reviewed on: 18th May 2022

Always there

5
Manchester credit union has always been there for me. From holidays to decorating, making my life the happiest Reviewed on: 18th May 2022