Smart Money People Logo

Manchester Credit Union: Loans reviews

4.92
Based on 2,179 reviews, last reviewed 18th Mar 2026
20% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Good customers service and support

5
Whenever I ring, the staff are quick to help and resolve the issue. Reviewed on: 18th May 2022

MCU have been really brilliant since the moment I became a member!

5
MCU have been brilliant with me from becoming a member to now. They have made sure everything I have done with them has been affordable and have just been really lovely go deal with, without judgement too! Very very happy customer Reviewed on: 18th May 2022

Excellent service

5
Greatful for this service. Been with CU for years.! Definitely recommend! Reviewed on: 18th May 2022

Value And Excellance

5
I would like to say that Credit Unions rates are simply the best and the ease it is to apply is fantastic always get a quick response Reviewed on: 18th May 2022

Amazing help

5
Happy with my outcome was quick and easy Reviewed on: 18th May 2022

Always there

5
Manchester credit union has always been there for me. From holidays to decorating, making my life the happiest Reviewed on: 18th May 2022

Always helpful

5
Reliable & very very helpful always available when you need them and always very fast at responding Reviewed on: 18th May 2022

Great

5
Brilliant at helping save up an brilliant help Reviewed on: 18th May 2022

Very reliable

5
Have always been there for me in times of needs over the years. Don't know what I would have done without them x Reviewed on: 18th May 2022

Manchester credit.union

5
I am voting for Manchester credit union as I feel that it is an excellent service with brilliant staff committed to helping the people of Manchester. Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products