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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

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4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

94% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Excellent customer service

Excellent customer service, great rates and easy repayments and options that suit Reviewed on: 11th July 2025

5 star service

Excellent communication and staff who are empathetic to your needs and understanding situations Reviewed on: 11th July 2025

Manchester credit union have helped me more than the...

Manchester credit union have helped me more than they would even no. Helping me with a loan and helping save ah the same time. What more could you ask for Reviewed on: 11th July 2025

Very helpful service in times of need

Very helpful service in times of need, I’ve used MCU for a few years now and it’s been great for small loans and savings Reviewed on: 11th July 2025

Review for family loan

It was difficult to sort out when I first joined but the team supported me to join up and I have found it great to help me save and also help when I needed extra money Reviewed on: 11th July 2025

I use my credit union to save for christmas every year.

I use my credit union to save for christmas every year. 1 loan no stress easy repayments and help to save a little for me when i need it..as a carer on low income..this service cant be beaten. Reviewed on: 11th July 2025

MCU Loans

Affordable loans with a low interest rate. Reviewed on: 11th July 2025

Always polite and friendly.

Always polite and friendly. Very quick to answer enquiries and always polite and treated with respect. In store staff at wythenshawe are great too! Reviewed on: 11th July 2025

My experience has been good

My experience has been good, there were no issues received funds same day Reviewed on: 11th July 2025

Excellent

Brilliant service helpful and reliable Reviewed on: 11th July 2025

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