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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant service

Brilliant easy to use helpful service Reviewed on: 18th May 2022

Friendly and helpful

Quick response, friendly, helpful and lower interest rate on loans. Reviewed on: 18th May 2022

Very good

Is Fast Easy to do, someone is always there to help Reviewed on: 18th May 2022

First class company

Helped me many many times when I needed a loan Reviewed on: 18th May 2022

Manchester credit Union they're always helping people in greater Manchester

I have experience with Manchester credit Union for 5 years they're the best Reviewed on: 18th May 2022

Fabulous

The service is easy to use, they practice responsible lending and are supportive when you need anything. Everything is fully explained. Reviewed on: 18th May 2022

The Best Credit Helpful in UK for the Families and singles Mums

The best helper Credit, easy to deal, fast, understandable, very supported, easy to pay, give opportunities and options, good solutions for the poor families Reviewed on: 18th May 2022

Great company

Friendly polite and very efficent company. Would recommend Manchester Credit Union to anyone. Reviewed on: 18th May 2022

Brilliant company

MCU have helped me so much. It's easy to apply for a loan and they very quick at submitting my applications, highly recommend Reviewed on: 18th May 2022

Efficient, reliable and close to the people

I needed a loan and I didn't have a credit score, they provided a loan quickly and at a very good rate for my position, I hold a savings account as well and every time I email them I get a very professional reply or a phone call. Thank you very much for your work. Reviewed on: 18th May 2022

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