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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2179 reviews)

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4.92

Based on 2,179 reviews, last reviewed 18th Mar 2026

15% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit Union they're always helping people in greater Manchester

I have experience with Manchester credit Union for 5 years they're the best Reviewed on: 18th May 2022

Fabulous

The service is easy to use, they practice responsible lending and are supportive when you need anything. Everything is fully explained. Reviewed on: 18th May 2022

The Best Credit Helpful in UK for the Families and singles Mums

The best helper Credit, easy to deal, fast, understandable, very supported, easy to pay, give opportunities and options, good solutions for the poor families Reviewed on: 18th May 2022

Great company

Friendly polite and very efficent company. Would recommend Manchester Credit Union to anyone. Reviewed on: 18th May 2022

Brilliant company

MCU have helped me so much. It's easy to apply for a loan and they very quick at submitting my applications, highly recommend Reviewed on: 18th May 2022

Efficient, reliable and close to the people

I needed a loan and I didn't have a credit score, they provided a loan quickly and at a very good rate for my position, I hold a savings account as well and every time I email them I get a very professional reply or a phone call. Thank you very much for your work. Reviewed on: 18th May 2022

Fast easy process

Always a fast easy process with every loan i have put in for Great customer service if you have any questions Fast easy wonderful service Reviewed on: 18th May 2022

Good customer service

Good customer service and experiences with Manchester credit union. Reviewed on: 18th May 2022

Amazing branch ,great service.

Great accounts on offer and always easy to access your money. I’m delighted to be a member of this amazing branch. Reviewed on: 18th May 2022

Amazing!

They’ve been a huge help and being able to repay with my child benefit is a massive help! Reviewed on: 18th May 2022

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