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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2179 reviews)

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4.92

Based on 2,179 reviews, last reviewed 18th Mar 2026

15% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Services

I have been a member of Manchester credit Union for some years now and the services offered has always been helpful. I remembered when applied for a loan, the process was quite straight forward and I was able to obtain the required loan without hassle. Also the customer service department has been able to resolve my query satisfactorily each time. Reviewed on: 18th May 2022

Great company for loans

Never have any trouble.service is a1 good Reviewed on: 18th May 2022

Amazing!

Fast to transfer to your account, amazing when you need to call and discuss any issue! I would recommended this company to anybody as they always play fair Reviewed on: 18th May 2022

Manchester Credit Union

Credit unions are simply essential for people in a working class financial situation. Reviewed on: 18th May 2022

I have never had any issues, and I always feel supported by mcu.

I have been a member with mcu for over a year now, and I have always felt that I have support when I need it. I would definitely recommend them to bew members. Reviewed on: 18th May 2022

First choice, first class

MCU is a great supporter of local people, and provides the best service possible. Reviewed on: 18th May 2022

Reliable

Quick and easy forms to apply , and always available to talk to if help needed Reviewed on: 18th May 2022

Gets you out of that tight spot

Easily applied for, quick service, doesn’t charge the earth in interest and save money at the same time. Best place I ever went to Reviewed on: 18th May 2022

Satisfactory in all areas

Satisfactory in all areas. Credit union was there for me when I need money to sort my problems and even though my credit was not great back then they offered me loan which really helped a lot Reviewed on: 18th May 2022

Very reliable credit union

I have been with with them since 2013 and I have no reason to complain or to worry about my savings. I have asked family and friends to join and they are all happy to have a savings account with them. Reviewed on: 18th May 2022

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