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Manchester Credit Union: Loans reviews

4.92
Based on 2,179 reviews, last reviewed 18th Mar 2026
15% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I am experiencing technical difficulties, so I was u... I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sittin... Read more Reviewed on: 18th March 2026
Simon R's avatar
Simon R

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2179)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Amazing

5
Lovely people especially Lindsey..!! Extremely helpful and very efficient Reviewed on: 18th May 2022

Excellentay,

5
Really great for xmas also really helps the money going first before you spend it all reccomend to all ty Reviewed on: 18th May 2022

Positive

5
I always fine the customer service polite and respectful no matter the reason for being there Reviewed on: 18th May 2022

Great customer service

5
Always found it easy and well explained and great customer service Reviewed on: 18th May 2022

Very helpful

5
Help me out when needed and help me start saving Reviewed on: 18th May 2022

Excellent service and good rate of interest

5
Brilliant ,quite straightforward Reviewed on: 18th May 2022

Used for a few years

5
Helps out a lot at Christmas time Reviewed on: 18th May 2022

Manchester Credit Union Review

5
Manchester Credit Union is one of the best unions around! The staff are always super helpful and very polite. I have used them for around 4 years now whenever I have been struggling. As a single parent using there services have really helped me over the years. The fact that they also save up from payments that you make back to them is amazing! Reviewed on: 18th May 2022

Absolutely great

5
Such a good company to work with Reviewed on: 18th May 2022

Fantastic. Changed my life.

5
Manchester credit union is incredibly helpful and has helped me to develop my financial skills, buy a house and save for Christmas every year. Reviewed on: 18th May 2022

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