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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2181 reviews)

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4.92

Based on 2,181 reviews, last reviewed 19th Mar 2026

19% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Love it

Love their services and how they promptly respond to my query and how easy it is to save towards my goal. Reviewed on: 18th May 2022

Highly recommended

Amazing service. Easy to apply and customer service very helpful. Reviewed on: 18th May 2022

Brilliant service

Helpful and friendly and there when you need them Reviewed on: 18th May 2022

Definitely recommend

I have been using credit union for a few years now after a fiend recommended it .I have never had any problems other than technical ( my fault ) and it has been dealt with immediately. Reviewed on: 18th May 2022

Best credit union

Mcu is just simply the best credit union I have ever participated. The customer service is good .In fact all there staff are awesome. I have been with them for a year plus now. And I can tell you they are the best you can ever join Reviewed on: 18th May 2022

Great service

Really straight forward. Was given my loan fast and the customer service team was really helpful Reviewed on: 18th May 2022

Very helpful

Very helpful and understanding great communication and the app is brilliant I’d highly recommend to any one struggling also application is easy to read and understand Reviewed on: 18th May 2022

family loan

Has really helped me and my son this past year with everything going on and bills rising we was also homeless for a year and I desperately needed some money when I got my first house I got this with Manchester credit union not only do they offer loans they also help you to save money into a separate account. Company’s like this that don’t just charge you ridiculous amounts of money for lending are a must! Nice and easy to use and really does help in times of need! Thankyou MCU Reviewed on: 18th May 2022

loan

Getting a loan with Manchester Credit Union was fast and easy. Reviewed on: 18th May 2022

Amazing

I would and already have recommended Manchester credit union to family and friends, amazing customer services I have been with them for 4 years and never been disappointed Reviewed on: 18th May 2022

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