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Manchester Credit Union: Loans reviews

4.92
Based on 2,181 reviews, last reviewed 19th Mar 2026
19% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth and easy So much easier easier with the app and Emails Reviewed on: 19th March 2026
Baz's avatar
Baz

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2181)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Great company

5
Helped me out when I was in a bad situation. Didn’t expect to get any help but I did and it’s been easy to manage my loan and repayments etc Reviewed on: 18th May 2022

Excellent customer service

5
Super happy with the service provided by Manchester Credit Union. They took into account my circumstances and helped me when I needed it giving me a great deal. They were on hand to answer any questions promptly. Would definitely recommend. Reviewed on: 18th May 2022

Great help when you need it most

5
It was really easy to take out a loan, they're very easy to pay and helped our when I needed it most Reviewed on: 18th May 2022

There amazing

5
They helped me when I was struggling Reviewed on: 18th May 2022

Easy to use

5
This was easy to set up. It is also easy to deposit and withdraw. Having money away from my main account reduces temptation to sue it Reviewed on: 18th May 2022

Fantastic service and helpful in all aspects

5
Efficient and prompt service Can not fault at all. Reviewed on: 18th May 2022

Awesome rates and good customer service

5
The rates are reasonable on loans and products better then others customer service is awesome and clear information about everything Reviewed on: 18th May 2022

The best

4
Like manchester credit union because it help me to save some money while im repaying le loan. Reviewed on: 18th May 2022

Fab best thing ever x

5
Helped Mr n my family in the darkest n hardtimes thankux Reviewed on: 18th May 2022

Customer service is great

5
Always quick to respond. My redirected money is always on time. Never had any issues but everyone is happy to deal with any enquiries I might have. Reviewed on: 18th May 2022

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