Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

View other Manchester Credit Union products

4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Fab best thing ever x

Helped Mr n my family in the darkest n hardtimes thankux Reviewed on: 18th May 2022

Customer service is great

Always quick to respond. My redirected money is always on time. Never had any issues but everyone is happy to deal with any enquiries I might have. Reviewed on: 18th May 2022

Easy and accessible funds when required

As we are all aware, the purse strings are forever tightening and Manchester Credit Union has been such a massive help when I have been struggling most. The appilcation process, release of funds, and keeping an eye on my account can't be any easier. A fantastic service for those most in need of support. Thank you. Reviewed on: 18th May 2022

They been really thigh on me and I don't know why

I've got some money in the post and I really need a loan now and I have full time job but for some reasons I'm not getting a loan. Reviewed on: 18th May 2022

Amazing service

So quick and easy amazing service and friendly team always helpful and pleasant to talk to if you have a queries, it’s a brilliant credit union and they have helped me so much. Reviewed on: 18th May 2022

So quick

Best customer service, always ther to help Reviewed on: 18th May 2022

Best credit solutions for families

Fabulous app to use, never had no issues. Gives up to date readings and is very easy to navigate. Both app and website show the features you wish to use. MCU provide the customers with up to date relevant information and also any changes. Nice colour scheme and user friendly service. Reviewed on: 18th May 2022

Well organised company

Easy to get along with. Straightforward experiences. Reviewed on: 18th May 2022

The best company around

Amazing team always happy to help anyone out & very professional at their jobs. Wouldn’t be with out them! Reviewed on: 18th May 2022

Quick easy & fast with loans

Highly recommend these loans are quick easy & fast with no interest Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews
Loans
from Commsave Credit Union 5.00 from 2 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub