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Manchester Credit Union: Loans reviews

4.93
Based on 2,159 reviews, last reviewed 25th Feb 2026
88% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

I am so happy with the service and everything I have... I am so happy with the service and everything I have received from Manchester Credit Union. However, the communication hasn’t been great. I wasn’t awa... Read more Reviewed on: 25th February 2026
Katie Y's avatar
Katie Y

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2159)

Review of the Manchester Credit Union, Loans:

Amazing team work

5
Manchester credit union team is really amazing. I really like the way you guys are responding to each and every mail immediately. I’m so happy especially with Barbara.thank you so much team. Reviewed on: 7th February 2025

Very easy,friendly and secure service.

5
Very easy,friendly and secure service. Reviewed on: 10th July 2025

Very easy app to use and would recommend

5
Very easy app to use and would recommend Reviewed on: 10th July 2025

Always very informative and responsive.

5
Always very informative and responsive. The app is great and easy to use. Never had a bad experience. Reviewed on: 10th July 2025

Quick sign up process help calculator was useful

4
Quick sign up process help calculator was useful Reviewed on: 10th July 2025

Helped me when I was in a time of need and I am not...

5
Helped me when I was in a time of need and I am not overcharged for my loan Reviewed on: 10th July 2025

My experience has been fantastic!

5
MCU have been nothing but helpful. When I call with a query, I get through really quickly and manage to speak to an actual person. They always take the time so explain to me about my loan, without using overly complicated language. They’ve supported me by upping my loan when I was struggling and without this type of help, I would’ve never been able to start clearing my debt. Reviewed on: 10th July 2025

Always helpful.

5
Always helpful. Very good help and advice Reviewed on: 10th July 2025

Peace of mind when you need it.

5
Low interest to pay back and you save money whilst paying off your loan. It's such a relief knowing Manchester credit union can help you out when you really need it. Reviewed on: 10th July 2025

Great used for years

5
Great used for years very regularly Reviewed on: 9th July 2025

Using for years now never no problems I tell friends...

5
Using for years now never no problems I tell friends and family about it when I've messaged always a quick reply Reviewed on: 9th July 2025

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