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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent customer service.

Excellent customer service. Helpful from the start and explained everything well. Reviewed on: 10th July 2025

It was really good experience in obtaining the loan...

It was really good experience in obtaining the loan and closing the loan as well helped to save some money during the repayment. Reviewed on: 10th July 2025

Highly recommended

I have been with this company for some time now with taking out family loans when things are difficult ie Christmas and birthdays. I wouldn’t go anywhere else as they’ll never rip you off or give you something you’re unable to replay. Great service all round Reviewed on: 10th July 2025

Credit union.

Since I was introduced to them a rapidly became a member and have been ever since. They are very polite and friendly and are always there when I need financial help. Reviewed on: 10th July 2025

Very easy,friendly and secure service.

Very easy,friendly and secure service. Reviewed on: 10th July 2025

Very easy app to use and would recommend

Very easy app to use and would recommend Reviewed on: 10th July 2025

Always very informative and responsive.

Always very informative and responsive. The app is great and easy to use. Never had a bad experience. Reviewed on: 10th July 2025

Quick sign up process help calculator was useful

Quick sign up process help calculator was useful Reviewed on: 10th July 2025

Helped me when I was in a time of need and I am not...

Helped me when I was in a time of need and I am not overcharged for my loan Reviewed on: 10th July 2025

My experience has been fantastic!

MCU have been nothing but helpful. When I call with a query, I get through really quickly and manage to speak to an actual person. They always take the time so explain to me about my loan, without using overly complicated language. They’ve supported me by upping my loan when I was struggling and without this type of help, I would’ve never been able to start clearing my debt. Reviewed on: 10th July 2025

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