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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent

Absolutely love credit union cannot fault them at all helped me when no one else would Reviewed on: 18th May 2022

Best loans

Great loans and great ways to save highly recommend 10/10for me Reviewed on: 18th May 2022

Always helpful never had problems quick replies been a member few years now

Brilliant customer service never had to wait long for my loans Reviewed on: 18th May 2022

The best credit union ive come across!

manchester credit union have been fantastic! their family loan has helped me and my family out a lot and it’s a great affordable loan, hassle free and easy to get started , i never have to worry about missing a payment as it goes directly out of my child benefit so completely stress free too! would highly recommend to anyone wanting a hassle free, stress free loan. Reviewed on: 18th May 2022

Good customer service

Good customer service…all the time I’m in need they always help me.that’s why I gave you all the stars . Thank you Reviewed on: 18th May 2022

Amazing company

Great company. Always happy to help with any queries and always promt would defiantly recommend Reviewed on: 18th May 2022

Amazing help!

They are always there if any help is needed and it is absolutely the best service you could ask for Reviewed on: 18th May 2022

Easy and simple

I found the while experience easy an straight forward. I would definitely use again Reviewed on: 18th May 2022

Very handy and helpful

Found it very helpful and there very handy to have Reviewed on: 18th May 2022

Family loan

Applied for the loan when I had an unexpected bill to pay that needed sorting immediately. The process was very easy and the payment spread over the year really helped especially for someone with poor credit. Couldn't reccomend more for someone in need! Reviewed on: 18th May 2022

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