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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

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4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

94% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Peace of mind when you need it.

Low interest to pay back and you save money whilst paying off your loan. It's such a relief knowing Manchester credit union can help you out when you really need it. Reviewed on: 10th July 2025

Great used for years

Great used for years very regularly Reviewed on: 9th July 2025

Using for years now never no problems I tell friends...

Using for years now never no problems I tell friends and family about it when I've messaged always a quick reply Reviewed on: 9th July 2025

Easy access to loans with little charge

Easy access to loans with little charges Reviewed on: 9th July 2025

Fantastic straight forward service staff are amazing...

Fantastic straight forward service staff are amazing and totally understand that time are tufand don't judge and go above and beyond to help you Reviewed on: 9th July 2025

Fantastic service

Ive never had an issue with the service has to offer. Very quick answer reliable. Thank you for your help Reviewed on: 9th July 2025

I love that I’m able to get a loan given to me quick...

I love that I’m able to get a loan given to me quickly when I need it but I love that it’s easy to repay and also makes it that it saves up money for me alongside it Reviewed on: 9th July 2025

The app is easy to use and staff are great with help...

The app is easy to use and staff are great with helping resolve any issues! Reviewed on: 9th July 2025

I have used MCU for over 2 years and the customer se...

I have used MCU for over 2 years and the customer service has been top notch. Interest rates are very good and there is flexibility with payment terms Reviewed on: 9th July 2025

Very easy to use and request loans when needed.

Very easy to use and request loans when needed. Also great tool for saving . Excellent overall Reviewed on: 9th July 2025

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