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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Simple, friendly and efficient

Love using Manchester Credit Union both for savings and loans. They are really helpful and friendly, the app is simple to use. Reviewed on: 27th June 2021

Good

Good customer service and fast payouts Reviewed on: 27th June 2021

Great company.

Great loans company. No hidden extras. Would highly recommend. Reviewed on: 24th June 2021

A Lifesaver!

After joining Manchester Credit Union, I had never known or received so much flexibility or access when applying for a Family Loan. What makes this particular service so ideal for me is that I can easily pay it off weekly without it affecting my budget, yet also allowing me to save funds at the same rate in which it takes to clear my outstanding balance. Once my balance is clear I can if I so wish to reapply for another Loan. This service has literally been a lifesaver for me and my family and as a single parent, I have benefited deeply from a low-interest affordable loan that I could never possibly apply for from any high street bank and in such an easy and unbiased manner. The application process is uncomplicated and I would highly recommend it to others and I have done so. Reviewed on: 24th June 2021

Excellent service

It always feels very personal and have recommended to numerous people Reviewed on: 23rd June 2021

Best lending and customer service business.

I have always found the credit union to be most helpful and a company to rely on. Reviewed on: 23rd June 2021

Great service

Has helped me to get back on track and save a little. Reviewed on: 23rd June 2021

Great Advice

Very happy with the service I have received Reviewed on: 22nd June 2021

Efficient and Caring

When dealing with the Manchester Credit Union, I always feel valued. Problems are sorted fairly and kindly. They are an amazing organisation in this day of greedy money lenders, and even greedier, inefficient banks. Reviewed on: 22nd June 2021

The best in Greater Manchester

My friend introduce me to Manchester credit union and im so happy. Always answer all your enquiries very fast, loan fast asual and good customer service Reviewed on: 22nd June 2021

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