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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (2182 reviews)

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4.92

Based on 2,182 reviews, last reviewed 20th Mar 2026

12% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Life saver

I've had multiple loans from Manchester credit union over the years & the process is easy straightforward and the staff are very friendly and helpful.. Joining Manchester credit union has been a life saver for me! Reviewed on: 9th June 2021

Totally save me!

I have been with the credit union for the last 5 years give or take and they really helped me out of a bad situation when my husband got a parking fine I went in to my local branch and asked about the family loan and they helped me straight away and this loan is a life saver as well as the loan I have also started saving money for once in my life!!!!! Reviewed on: 8th June 2021

Great ethical organisation

Manchester credit union is really fair and flexible and a great choice if you care about what your money does. Reviewed on: 8th June 2021

Local and Understanding

If you are struggling... I implore you to turn to MCU to help you turn things around... Reviewed on: 8th June 2021

Quick affordable helpful

I've been a member of credit union now for a few years and I would be lost without them .. they offer a number services from savings to loans....very affordable and a great way to improve your credit rating I have recommended to my family and friends who are now members too Reviewed on: 8th June 2021

Perfect

They were so helpful and friendly, made the whole process as easy and quick as possible, they were such a big help. Reviewed on: 8th June 2021

So easy to use

Love credit union. So easy to use. Very handy Reviewed on: 8th June 2021

Family loan

Have been a member for several years and always find staff helpful and application/process smooth sailing Reviewed on: 8th June 2021

Great for loans

Great to get a loan what u know u can afford to pay back with Not to much extra Reviewed on: 8th June 2021

Friendly helpful staff.

The staff are very helpful and professional. quick turnaround Reviewed on: 8th June 2021

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