Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,162 reviews, last reviewed 2nd Mar 2026
94% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026
Amber 's avatar
Amber

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great company

5
Customer service always very helpful and polite, the revolving loan on the app is handy and easy to do. Makes life a little easier Reviewed on: 8th July 2025

Credit union support

5
Always willing to help out and support Reviewed on: 8th July 2025

Very easy n simple to use and the customer support w...

5
Very easy n simple to use and the customer support was excellent Reviewed on: 8th July 2025

Great service

5
Always there when needed. Great customer service, Reviewed on: 8th July 2025

Always fast and reliable always helpful and easy to...

5
Always fast and reliable always helpful and easy to understand Reviewed on: 8th July 2025

It was quick and easy to apply, the app is brilliant...

5
It was quick and easy to apply, the app is brilliant to keep track and it saves you money in a savings account at the same time, I can not fault it at all Reviewed on: 8th July 2025

I am so thankful that a friend told me about the Man...

5
I am so thankful that a friend told me about the Manchester Credit Union. She told me about the revolving family loan and that all i needed was to have my child benefit paid into an account with them and i could get some much needed financial help. I have been struggling so much financially due to my mental health and physical health. This loan is definitely a life line for me. Hanging on by a thread this family loan provides me with a bit of money when havent got 2 pennies to rub together to get simple things such as bread and milk. I honestly do not not where I would be right now if it wasnt for the Manchester Credit Union's family loan. Thank you so much. Reviewed on: 8th July 2025

Always someone to talk to either in person or in the...

5
Always someone to talk to either in person or in the phone and the staff are friendly and non judgemental they help you find solutions. Reviewed on: 8th July 2025

I was recommended credit union by a friend when inwa...

5
I was recommended credit union by a friend when inwas looking for a loan. She told my how easy it was and how its a great way to start some savings too. Reviewed on: 7th July 2025

Excellent loan service

5
Loans are really easy to access or top-up as required. I have never experienced a loan service that is as easy. Reviewed on: 7th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products